save thousands on loans in one minute, save thousands on loans instantly

If you have student loans, you’ve probably chewed on the idea of refinancing those bad doggies—and wondered where to get the best new rate (SoFi ain’t the only show in town). Or maybe you’re curious about income-driven repayment or forgiveness. Wouldn’t it be nice if there was one place you could go and type in your personal info, and immediately be presented with your best course of action? is here to the rescue, y’all! At the bottom of this post, you’ll find Student Loans Guy’s savings plan tool. The Student Loans Guy’s goal is to help you figure out how you can spend less money in interest on your student loans.

If you haven’t considered refinancing, and are paying more than 4 or 5% in interest, you must explore the option! A refinance of even 1% could save you hundreds or even thousands of dollars over time. Screw pinching pennies—these big wins are where you need to focus your time and energy.

Take a look at this graph comparing a loan of $50,000 at a 6.31% rate versus a 4% rate over ten years. At 6.31%, you’d pay $17,600 in interest payments during that ten-year period! At 4%, you pay $10,800. That’s a difference and saving of $7,000. And that’s alotta scratch for retirement or a down payment! Or an epic European vacation. Or 70 weeks of groceries. Or 2,800 40s of Olde English malt liquor. Or 140,000 nickels that you can someday flip to a bright-eyed kiddo and pretend like you think it’s a lot of $. Seriously, what kind of grandma u wanna be?!

Graph from

And it takes 60 seconds to check—that’s less time than it takes to replace a roll of toilet paper. This easily is the most valuable minute you’ll spend all day. If anyone’s curious, I am not getting paid to push this tool. I just really like it and the Student Loans Guy story. Brandon created the tool to make a murky, boring process more clear—sound familiar? And of course, I hope it helps you save a ton of dough.